Refi Mortgage Lender

A Quality and Compliance Service Provider For The Mortgage Industry.

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Refinancing someone's mortgage is basically replacing an original mortgage with a new one. There are many reasons to refinance a mortgage including getting a better interest rate, lowering payment, taking money or equity out of your home, or changing the length of the loan.

Traditional vs. Cash-Out Refinancing

Two options exist for refinancing a home. Traditional refinancing occurs when you replace someone's loan with a new one while lowering rates, monthly payment, or term of the loan. A cash-out is when you help someone take money out from the equity of their home. Monthly rates and terms may lower or rise depending on current market interest rates. This is basically extra cash for them to use however they wish.

Refinance Costs

A mortgage refinance is not unlike any other loan; there will still be closing costs and fees. This will vary by lender and on a case by case basis.

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